LIVE DEMO — LIFE & HEALTH AGENCIES

They finally decided to get covered. Someone answered.

Life and health inquiries are momentum purchases: the new parent at midnight, the retiree confused by enrollment windows, the freelancer between plans. The AI answers every call and chat, 24/7: captures the household and needs by your intake, explains enrollment periods from your approved knowledge, and books the licensed advisor while the resolve holds.

Get started

Free personal demo in your inbox in ~2 minutes · no sales call · built for YOUR agency

The midnight “we should get life insurance” chat — intaken, booked, still warm at 9 AM.

One day with the AI

Three moments from a typical life & health front office — handled while your team does the human part.

11:35 PM · The new-parent resolve

A couple with a newborn finally looks into life insurance. The AI captures ages, household and goals by your intake questions — no product recommendations, no premiums invented — and books the advisor for tomorrow evening, their schedule.

10:20 AM · The enrollment-window maze

“Can I still change my plan?” The AI answers from your published enrollment-period explainers verbatim, captures the caller’s situation, and books the advisor for the decision itself.

3:05 PM · The employer group inquiry

A ten-person company asks about group benefits. The AI runs your group intake — headcount, current coverage, renewal date — and books the benefits advisor with the census checklist sent.

What it does for you

The moment, captured

Coverage decisions are postponed for years and decided at odd hours — the AI answers when the decision happens and books before it fades.

Windows and paperwork, explained

Enrollment periods, application steps, what documents to gather: your approved explainers, delivered consistently in the caller’s language.

Advice stays licensed

Product selection, suitability and premium questions route to your licensed advisors by your rules — the AI never recommends a policy.

Watch it catch a coverage decision at midnight

The demo takes the new-parent inquiry, explains the process and books the advisor — configured for a life and health agency. Fill four fields and your personal version, built from your website, lands in your inbox in about two minutes.

Interactive: ask it your clients’ real questions
Advisor calendars, two-way sync, reminders included
Flat price — unlimited advisors and lines

Asked in your callers’ own words

Real question types from this business — and what the AI does with each. Grounded in YOUR approved knowledge: no source, no claim.

“How much is a million-dollar term policy?”

Never invents a premium. Captures the basics by your intake and books the licensed advisor who quotes it properly.

“I missed open enrollment — am I stuck?”

Explains qualifying-event basics exactly as your approved knowledge states, then books the advisor to review the caller’s situation.

“What’s the difference between term and whole life?”

Shares your published plain-language explainer verbatim — and leaves the recommendation to the advisor, by design.

Answering services relay messages. Carrier portals wait for insureds to click. Meanwhile the certificate request sits until morning and the storm-week calls hit voicemail. The Zanus AI front office ANSWERS — phone and chat, 24/7, in the insured’s language: certificates intaken, first-notice details captured by your script, producers booked — and never a word of coverage advice.

Questions, answered

Suitability rules are strict in our world.

Which is why the AI never recommends: it informs from your approved knowledge, captures the situation and books the licensed human. The boundary is structural, not trained-and-hoped.

Health details come up in these calls.

The AI captures only what your intake requests, answers only from approved knowledge, and the record stays in your agency’s tenant — with a fully on-premises option on servers you own.

YOU MIGHT ALSO NEED

The Front Office answers. The Back Office executes.

This demo is the AI that answers — phone, chat, quotes, bookings. The work INSIDE your agency — documents, tasks, procedures, automations — is Back Office AI, specialized for Insurance. Most companies run both: one AI answering, one AI executing.

Back Office for Insurance →Explore Back Office AI